Elgin, St. Charles and East Dundee West Dundee real estate and homes for sale in Illinois - Tom Krebsbach
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

Remember: As Elgin, St. Charles and East Dundee West Dundee area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 


Real Estate Tips

First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia

Q 
What building has been named the 21st Century Townhouse project?

A 
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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Tom Krebsbach, REALTORŪ, real estate agent and broker for Elgin, St. Charles and East Dundee West Dundee, Illinois home listings, property and land for sale

Tom Krebsbach
Vintage Home Realty

162 South State Street
Elgin, IL 60123
847-622-8665
Fax: 847-622-0077
tomkrebsbach@BestImageAgent.com

My goal is to provide superior service to my clients, while demonstrating the highest level of personal integrity, creating financial security, giving back to my community and maintaining a balanced life.

ABR CRS ePro Equal Housing MLS REALTOR


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