Elgin, St. Charles and East Dundee West Dundee real estate and homes for sale in Illinois - Tom Krebsbach
Want the most current listing information? Need local real estate advice? Call me: 847-622-8665.

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Welcome to Tom Krebsbach's Elgin, St. Charles and East Dundee West Dundee Real Estate Website

Welcome! Here You Can Find Great Information on Elgin, St. Charles and East & West Dundee, Illinois Real Estate 

Welcome to the only site you will need when looking for historic homes in Elgin and the entire Fox Valley area, including St. Charles, Geneva, Batavia, East Dundee, West Dundee and Carpentersville.
Here you will find everything you need to buy or sell a home, including learning about the values of homes, using mapping for locations of homes and understanding about architectural styles.
If it is your first time visiting the area, it would be my pleasure to show you any of these communities.  

Need local real estate information? I've summarized much of what is important about the Elgin, St. Charles and East & West Dundee real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And I will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for. 

- Tom 

 


Real Estate Tips

Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia

Q 
What site discovered in 1965 is considered the world's oldest known habitation?

A 
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
See More Real Estate Trivia >

Tom Krebsbach, REALTORŪ, real estate agent and broker for Elgin, St. Charles and East Dundee West Dundee, Illinois home listings, property and land for sale

Tom Krebsbach
Vintage Home Realty

162 South State Street
Elgin, IL 60123
847-622-8665
Fax: 847-622-0077
tomkrebsbach@BestImageAgent.com

My goal is to provide superior service to my clients, while demonstrating the highest level of personal integrity, creating financial security, giving back to my community and maintaining a balanced life.

ABR CRS ePro Equal Housing MLS REALTOR


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